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How Can I Recover my NPA?

How Can I Recover my NPA?

NPA or Non Performing Assets can be a loan or an advance where principal or interest amounts are either late or haven’t been paid. Once that happens, the lending bank can regard the loan or the advance as NPA, if they have not received an interest payment for three months. Other reasons for your loan to get classified into NPA can be when there is no activity or operation in the account or if the unit is inoperative. There are…

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What is NPA and types of NPA?

What is NPA and types of NPA?

NPA or Non Performing Asset is those kinds of loans or advances that are in default or in arrears. In other words, these are those kinds of loans wherein principal or interest amounts are late or have not been paid. These are also the kinds of loans where the lender considers the loan agreement to be broken and the receiver of the loan is unable to pay back the loan amount. In simpler terms, if the customers do not repay…

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